My name is Mohammad Herzallah I am Experienced in Insurance Brokerage business since may 1999. Specialized in Group and Individual Health and Life Insurance ,dealing with over 300 different carriers.
Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; an insured, or policyholder, is the person or entity buying the insurance policy. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.as a broker we provide our clients with the best product in the market meeting her or his needs.
In order to help you with the insurance policy we need to collect some information from you in order to customize a policy for you that meets your NEEDS , no more no less ! We ask to fill out a short questionnaire that will enable us to call you back with our recommendations ,we are obliged to comply with all federal,state and local rules that will help you getting a piece of mind .